I have a confession to make: I hate money. Not having it, of course. That would just be silly. But I hate the idea of money. I hate talking about it, thinking about it, worrying about it. Budgeting drives me to near-intolerable levels of anxiety.
As you can imagine, this does not bode well for my financial well-being. My ostrich stance, complete with my head in the sand, has not (oddly enough) led to a healthy bank account balance.
The thing is, I’m not a crazy shopper. I don’t go to the mall and buy tons of clothes or have major online shopping sprees. That would be crazy. But when I really examine the situation (while taking deep, anxiety-preventing breaths), I’m wasting our money—one Happy Meal at a time.
Why am I telling you this? Well, read the title, silly people! I need accountability. Yeah, I hear you. “What about Car?” In an ideal world, I would be able to discuss all of this with Car and be accountable and it would all be great. I would also be emotionally healthy and wear a size six.
This is not an ideal world. I do not wear a size six, and I have complex emotional issues. For some reason these issues translate into “I don’t have to tell him how I spend money! He’s not the boss of me!” Ridiculous? Absolutely. Self-destructive? Oh yes. Am I working on it? Yeah, I am. But for now, you folks get to be my keepers.
Here’s my goal: During the month of February, I will only spend money on essentials. It’s a lofty goal, and I’m not sure how it’ll work, but I need to try.
I’m really lousy at long-term goals (and a month is a really long time when I’m doing something new and difficult like this) so today, I’m going to start with this week.
This week I will only buy essential items. Actually, that will probably be easy since we’re out of money and payday is Friday. So hopefully week one will be a success. My plan is to report at the end of each blog post about how I’ve done with my spending. I’m not going to be too specific, because you don’t need to know I spent $4 on Care Bears stickers, right?
So I’ll start tomorrow, and we’ll see how it goes. Here’s hoping! Thanks for sticking around when I do odd things like this. Cheerleaders always come in handy.*
*Please don’t dig out any old cheerleading uniforms. I will not be held responsible for my actions if you do so.